- Topic: Bank credit in the development of small and medium enterprises in Bac Ninh province. - To systematize and to find out some theoretical factors about small and medium enterprises and bank credit impact on them.. - To analyze the impacts of bank credit on small and medium enterprises and their contributions to develop of Bac Ninh’s economy as well as their difficulties in obtaining bank loans.. - To suggest some basic solutions to provide better conditions for small and medium enterprises so that they can get bank loans.. - To suggest some solutions to develop credit worthiness for small and medium enterprises in Bac Ninh province.